B2B service firms
Integrated Business and Personal Advice for Owners
Align growth, acquisitions, exits, and uneven income with a tax-smart, long-term wealth plan.
Supply chain providers, marketing agencies, trade and specialty contractors, technology service companies, and transportation and logistics businesses · Dallas-based, serving firm owners nationwide
Firm snapshot as of January 2026
- $200M
- Client assets under management
- 37
- Years since founding
- 19
- US states served
The decisions in front of you
Challenges Owner-Operated B2B Service Firms Encounter
These are the questions owners bring us. Most of them don't have a clean answer until the firm, the taxes, and your own plan are on the same page.
Bring us yours- “Is my team actually billable enough?”
- “How do I pay my key people so they stay?”
- “Am I pricing this work high enough?”
- “Good year, big tax bill. Now what?”
- “Do I buy that competitor or grow it myself?”
- “Who takes this over, and what is it worth?”
Case study
Firm Owner Case Study
The Situation
A B2B transportation firm owner approaching retirement with strong financials but limited clarity around succession planning and retirement timing.
Key questions included
- Are we on track to retire soon if I find a buyer?
- How do we transition out of owning the business?
- Where do we put our excess cash for now?
- How do we reduce tax if we sell?
- How do I take care of my employees?
Approach
We assessed their business and personal financials, cash flows, taxes, and investments. Our work focused on:
- Built long term retirement and cash flow forecast
- Structured owner compensation and tax withholding
- Hired family members to assist in the business
- Utilized a profit-sharing plan and 401k
- Set up a donor advised fund
- Shifted savings to post-tax (Roth) accounts
- Implemented a direct indexing investment account
Client Outcome
The client had a documented plan for cash, taxes, transition, and retirement.
- Lowered current and future tax exposure
- Improved business and personal cash position
- Increased retirement savings in tax-advantaged accounts
- Provided clear, actionable to-do list
- Shifted cash to higher yielding investments
Case study is illustrative and anonymized. It describes the planning work performed and does not represent investment performance or a guarantee of any outcome.
Client reviews
What clients say
Long journey to retirement!
We began our journey in the early 90’s. We have had a great experience with Jack and his associates since. Of course the staff changed, but without exception we had a great relationship with all. Our children grew up and so did Jack’s. Now we have the honor to work with them!
The reviews shown are a selection and are not representative of the experience of all clients. Each reviewer is a current client of J.E. Simmons & Company, received no cash or non-cash compensation for the review, and has no known material conflict of interest with the firm. Reviews reflect each client's own experience and are not a guarantee of future results. Reviews are collected and published by Wealthtender, an independent third-party review platform. Read all of our reviews on our Wealthtender profile.
Wondering what your firm is worth?
A 15-minute call to confirm fit and outline next steps. No preparation needed.
What we do for firm owners
J.E. Simmons and Company Capabilities
- 01Compensation PlanningDesign compensation and profit-sharing that keep owners and key staff aligned.
- 02Transition planningPlan internal succession, valuations, buy-ins/buy-outs, or sale so ownership changes smoothly.
- 03Proactive tax planningStructure entities and taxes to make uneven income, purchases, and exits more tax-efficient.
- 04Retirement plan managementRun retirement plans that reward your team and save on taxes.
- 05Scaling for growthAlign capital, hiring, and pricing with a plan for sustainable growth.
- 06Treasury OperationsStructure distributions and cash flow to maintain liquidity.
Who you'd work with
A CPA and a CFP® professional on the same team.
We build the plan, run the projections, manage the portfolio, and help you make the decisions without handoffs.
What you can expect
Coordinated Advice, Delivered on a Schedule
- Annual full-picture reviews
- Quarterly check-ins
- Direct access to CPAs and CFP®
- Plan ten years ahead, not year-to-year
- Proactive tax projections and planning
- Ownership compensation advice
Writing for firm owners
What we publish on ownership
- How to Value a Business Before You Sell
- The Number One Thing Business Owners Forget to Check Before Selling
- The Two Tax Torpedoes High-Earning Owners Must Watch Out For
- The Structure Matters: Choosing the Right One for Your Business
- 401k Plans: Understanding the Basics and Explaining the Benefits to Your Employees
What it costs
What it costs depends on where you are in your career.
An owner running the firm and an owner living on the proceeds are not priced the same, because the planning each one needs is not the same.
Planning fees by stage
Established owner
Running the firm, with acquisitions, entity, and tax decisions in play.
- $950 a month
- Ongoing planning fee, invoiced quarterly in arrears. Begins when your plan is delivered.
- $10,000
- Upfront onboarding and planning fee. Half on signing, half when your plan is delivered, normally within three months.
What your fees include
- Your written plan: full business and personal financial review with suggested next steps
- A full plan review each year and quarterly check-in calls
- Owner-pay, entity, and transition decisions as they arise
After the sale
Firm sold or transitioned, living on the proceeds.
- Investment fee only
- Planning is included, with no separate planning fee.
What investment management costs
A transparent rate for every level
The fee is calculated on your managed account values at quarter end and deducted from the accounts quarterly in arrears, so it moves with the balance rather than being fixed in advance.
- Assets under management
- 1%Of the assets we manage
- What we expect to manage
- We expect to manage the majority of your investments, so planning, tax, and portfolio decisions stay coordinated.
What a return costs
Every return starts from a base fee
What it costs above the base fee depends on clean data, acquisitions or divestitures, and other unique tax accounting situations.
The averages shown here are for illustration only and are not actual costs. Your fee is determined once the return has been fully prepared.
You can also keep the CPA you have. Many clients do, and we coordinate with them.
- Individual (1040) returns
- $1,400Illustrative average
- $1,000Base fee
- Business and trust returns
- $2,200Illustrative average
- $1,000Base fee
Mutual evaluation period
If it is not working at 90 days, we refund your planning fees.
Ninety days is a mutual evaluation period, and it is our chance to decide whether you are a good fit for the firm too.
Unusual complexity
For unusually complex situations, such as multiple locations, multiple entities, or a unique scope of work, we may adjust the scope and fees to fit your circumstances. Every agreement is in writing before work begins.
Fit
Who we work best with
- Owner-operated firms with key staff, multiple entities, or a transition ahead
- Owners who want one team handling the firm, the taxes, and the personal plan
- Owners who will act on advice, not just collect it
- People who want a long relationship rather than a one-time project
Who we are not a fit for
- Those seeking one-off advice or product-based commissions
- Pre-revenue startups or venture-funded companies
- Owners looking only for tax return preparation
- Anyone wanting someone to pick stocks or beat the market
Questions
Frequently asked questions
Do you work with different types of owner-operated B2B services firms?
Can you help even if I am not planning to exit soon?
Do I need to live in Dallas to work with you?
I already have a CPA. Do I have to leave them?
How do you help with uneven income and cash flow?
Do you coordinate personal planning with firm finances?
How do I get started?
Not ready for a call
A Full Year With J.E. Simmons and Company
What we handle for owners in each area, every year, across your business, your taxes, your portfolio, and your personal plan.
Open the PDFOne-page PDF. No email required.
Ready to get started?
Fifteen minutes tells us both whether this is a fit.
No preparation needed. We'll discuss your needs and outline next steps.
Fee-only and fiduciary. We are paid by our clients, not by product sponsors. No commissions and no product sales. Client assets are held in custody at Charles Schwab.
Run a dental practice? We have a page for that.