Investment Management
Investment Management for Owners
Tax-aware investment portfolios coordinated with your tax, financial, and business plans.
The investment management service provides solutions for common issues.
Where do I put the proceeds from a sale?
Is my portfolio too risky for me?
Am I paying too much in fees?
Am I too concentrated in these stocks?
Are taxes eating away at my returns over time?
Where do I put my excess cash?
Fee-only Fiduciary Advisor
J.E. Simmons and Company's Investment Management Capabilities
Customized Portfolio Design
We tailor investments to your goals, risk tolerance, and time horizon.
Tax-Smart Implementation
Your portfolio is built for tax efficiency, including asset location and capital gains planning.
Company Retirement Plan Management
We implement retirement plans for businesses to provide tax savings and employee benefits.
Ongoing Monitoring & Rebalancing
We keep your portfolio aligned with your targets, automatically adjusting to market shifts.
Integration with Tax Strategy
Every investment decision connects to your quarterly tax plan, income timing, and deductions.
Custody at Charles Schwab
Your accounts are held securely at Schwab, giving you full transparency and independent reporting.
Our Investment Management Process
Portfolio Analysis
We analyze your current portfolio and design a strategy based on your goals, objectives, and risk tolerance.
Implementation
We implement tax-aware portfolios (when appropriate) to align with your tax and financial plans.
Monitoring
We regularly monitor and rebalance portfolios as appropriate.
Advanced Capabilities for High-Income and High-Net-Worth Clients
Direct Indexing
Tax-efficient customization of your equity exposure to enhance after-tax results
Concentrated Stock Management
Hedging, tax-loss harvesting, or charitable gifting strategies for large single-stock positions
Asset Location Optimization
Placing investments in accounts based on how they are taxed (IRAs, brokerage, trusts, etc.)
Bond Laddering & Liquidity Planning
Structuring fixed income to match cash flow needs or anticipated events
Private Investments
Access to select private equity, private credit, and real estate opportunities for qualified and accredited clients
Charitable Account Management
Strategy and implementation of Donor-Advised Funds or direct gifting for tax-efficient philanthropy
Diversifiers and Risk Management
Thoughtful use of non-traditional investments to diversify portfolios and manage risk
Pledged Asset Lines
Portfolio-backed liquidity used selectively to manage cash flow and timing
Retirement Plans Designed for Your Business
Defined Contribution 401(k) Plans
Utilize the plan design and features that benefits the owner while saving on taxes
Cash Balance Plans
Use a defined benefit plan to maximize tax planning opportunities for owners closer to retirement
Solo 401ks and SEP IRAs
Utilize simplified plan designs to take advantage of retirement plan options in a solo business
Frequently asked questions
What are investment management services?
Investment management means creating and maintaining a portfolio that supports your personal goals while managing risk and minimizing taxes. At J.E. Simmons and Company, we combine investment strategy with financial planning and tax integration, so your money is working toward a bigger picture.
Can I keep my current investments if I work with J.E. Simmons and Company?
Yes. We’ll review your current holdings as part of your overall plan and, where appropriate, incorporate them into your portfolio. We may also recommend adjustments for tax efficiency, diversification, or better alignment with your goals. We don't force transitions but will recommend changes we believe to be in your best interest.
What are the benefits of alternative investments?
For qualified clients, alternatives like private equity, private credit, and real estate can offer diversification, potential returns beyond public markets, and reduced correlation to stock volatility. We help evaluate these opportunities carefully.
How does asset allocation impact investment returns?
The mix of stocks, bonds, cash, and alternatives is one of the biggest drivers of long-term performance and volatility. We tailor your allocation based on your timeline, income needs, and ability to withstand market swings.
What makes J.E. Simmons and Company different from other advisors?
We’re not just investment managers — we’re integrated financial planners, CPAs, and fiduciary advisors. That means your portfolio is aligned with your tax strategy, estate goals, and business transitions — all managed under one roof. No commissions, no products, just coordinated advice focused on your long-term success.
What types of retirement plans do you manage?
We design and manage 401(k)s, cash balance plans, SEP and SIMPLE IRAs — coordinating them with your income, business structure, and tax strategy. We also handle investment selection and administrator management, so you can focus on running your business.
How do you charge for investment management?
Investment management is typically part of an ongoing advisory relationship. See “Our Process and Fees” for typical total costs and minimums.
Do I need to live in Dallas to work with you?
No. We work with clients nationwide. Many clients visit Dallas once per year for a full plan review as needed, and we meet virtually for ongoing check ins and monitoring calls.
Ready to get started?
Choose how you'd like to connect with us.
Subscribe to Insights
Tax and planning notes for business owners, 1 to 2 times per month.
Fee-only fiduciary. No commissions. No spam. Unsubscribe anytime.