Dental practices
Proactive Tax and Planning for Dental Practice Owners
We connect the decisions you make in the practice with the plan for your personal finances, so both are working toward the same long-term outcome.
We work with general dentistry and most specialties, including orthodontics, endodontics, pediatric dentistry, oral surgery, and prosthodontics · Dallas-based, serving practice owners nationwide
Firm snapshot as of January 2026
- 100's
- Of practices served since 1989
- 37
- Years since founding
- 19
- States where we've served dentists
The decisions in front of you
Common Challenges We Help Dentists Navigate
These are the questions owners bring us. Most of them don't have a clean answer until the practice, the taxes, and your own plan are on the same page.
Bring us yours
- “Where is the money actually going?”
- “Am I paying my associate too much?”
- “Do I open a second location or slow down?”
- “How much will I owe in April?”
- “Is this practice worth what they're asking?”
- “When can I stop, and what is it worth?”
Case study
Dental Practice Owner Case Study
The Situation
A long-term dental practice owner approaching retirement with strong financials but limited clarity around retirement timing.
Key questions included
- Are we on track to retire soon?
- How do we transition out of our business?
- Where should we save our profits from last year?
- Can we still afford our vacation home in retirement?
- How much do we owe in tax next year?
Approach
We assessed their business and personal financials, cash flows, taxes, and investments. Our work focused on:
- Building long term retirement and cash flow forecast
- Structured owner compensation and withholding intentionally
- Maximizing retirement plan contributions
- Using charitable planning with appreciated assets to reduce taxes
- Addressing long term health risk through insurance planning
Client Outcome
The client moved from uncertainty to clarity with a plan that supported their goals
- Lower current and future tax exposure through proactive tax planning
- Improved cash position
- Increased retirement savings in tax-advantaged investment accounts
- Confidence around retirement timing and lifestyle options
- Clear, actionable to-do list
Case study is illustrative and anonymized. It describes the planning work performed and does not represent investment performance or a guarantee of any outcome.
Client reviews
What clients say
Long journey to retirement!
We began our journey in the early 90’s. We have had a great experience with Jack and his associates since. Of course the staff changed, but without exception we had a great relationship with all. Our children grew up and so did Jack’s. Now we have the honor to work with them!
The reviews shown are a selection and are not representative of the experience of all clients. Each reviewer is a current client of J.E. Simmons & Company, received no cash or non-cash compensation for the review, and has no known material conflict of interest with the firm. Reviews reflect each client's own experience and are not a guarantee of future results. Reviews are collected and published by Wealthtender, an independent third-party review platform. Read all of our reviews on our Wealthtender profile.
Wondering how your practice compares?
A 15-minute call to confirm fit and outline next steps. No preparation needed.
What we do for practice owners
J.E. Simmons and Company Capabilities for Practice Owners
Planning is the front door. Once you are a planning client, the tax work, the portfolio, and the practice consulting run as part of the same relationship.
- 01Practice Benchmarking and Cash Flow AnalysisHelping dentists understand profitability, collections, overhead, and how practice performance compares to other practices. i.e., overhead $ as % of revenue
- 02Compensation and Staffing DecisionsGuidance around owner pay, associate compensation, hygiene productivity, and staffing tradeoffs.
- 03Tax Strategy for DentistsCoordinating entity structure, retirement plans, and income timing to reduce unnecessary taxes.
- 04Growth and Transition PlanningSupport around acquisitions, expansions, internal transitions, and eventual exit planning.
- 05Retirement PlansSetup retirement plans that work with your retirement goals and tax situation
- 06Bookkeeping and Payroll ConsultingAdvice on how to setup efficient and effective accounting and payroll processes for your practice
Beyond our own clients
We help set the standard for private practice.
Jack and Kyle have both served on the board of the Academy of Private Dental Practice as treasurer. They contribute through speaking, board service, and promoting private dental practice generally.
Learn about the AcademyHyperlinks to third-party websites contain information that may be of interest or use to you. Third-party website, research, and tools are from sources deemed reliable. The Firm does not guarantee the accuracy or completeness of the information and makes no assurances with respect to results to be obtained from their use.
Board service · Treasurer, Academy of Private Dental Practice
Writing for practice owners
What we publish on dentistry
What it costs
What it costs depends on where you are in your career.
An associate buying in and an owner heading for transition are not priced the same, because the planning each one needs is not the same. Since that planning runs across your tax and investments as well, we expect to manage the majority of your investable assets.
Planning fees by stage
Associate to owner
Buying in, managing debt, saving money for retirement, or preparing to make a big purchase.
- $600 a month
- Ongoing planning fee, invoiced quarterly in arrears. No upfront plan fee.
What your fees include
- Your written plan in the first 90 days
- A full plan review and tax strategy session each year
- Ongoing access to advisor for buy-in reviews, compensation negotiations, and life events.
Practice owner
Running the practice, planning for more ops, adding partners, tax planning, and saving for the future.
- $950 a month
- Ongoing planning fee, invoiced quarterly in arrears. Begins when your plan is delivered.
- $10,000
- Upfront onboarding and planning fee. Half on signing, half when your plan is delivered, normally within three months.
What your fees include
- Your written plan: full business and personal financial review with suggested next steps
- A full plan review each year and quarterly check-in calls
- Owner-pay, entity, and transition decisions as they arise
Retired owner
Practice sold or transitioned, living on the proceeds.
- Investment fee only
- Planning is included, with no separate planning fee.
What investment management costs
A transparent rate for every level
The fee is calculated on your managed account values at quarter end and deducted from the accounts quarterly in arrears, so it moves with the balance rather than being fixed in advance.
- Assets under management
- 1%Of the assets we manage
- What we expect to manage
- We expect to manage the majority of your investments, so planning, tax, and portfolio decisions stay coordinated.
What a return costs
Every return starts from a base fee
What it costs above the base fee depends on clean data, acquisitions or divestitures, and other unique tax accounting situations.
The averages shown here are for illustration only and are not actual costs. Your fee is determined once the return has been fully prepared.
You can also keep the CPA you have. Many clients do, and we coordinate with them.
- Individual (1040) returns
- $1,400Illustrative average
- $1,000Base fee
- Business and trust returns
- $2,200Illustrative average
- $1,000Base fee
Mutual evaluation period
If it is not working at 90 days, we refund your planning fees.
Ninety days is a mutual evaluation period, and it is our chance to decide whether you are a good fit for the firm too.
Unusual complexity
For unusually complex situations, such as multiple locations, multiple entities, or a unique scope of work, we may adjust the scope and fees to fit your circumstances. Every agreement is in writing before work begins.
We are fee-only: paid by our clients, never by product sponsors.
Fit
Who we work best with
- Practice owners with associates, multiple entities, or a transition ahead
- Dentists who want one team handling the practice, the taxes, and the personal plan
- Owners who will act on advice, not just collect it
- People who want a long relationship rather than a one-time project
Who we are not a fit for
- Those seeking one-off advice or product-based commissions
- Associates or new graduates without ownership plans
- Owners looking only for tax return preparation
- Anyone wanting someone to pick stocks or beat the market
Questions
Frequently asked questions
Can you help me evaluate DSO offers or a potential sale?
Do I need to live in Dallas to work with you?
I already have a CPA. Do I have to leave them?
How do you help with practice performance and cash flow?
Can you help with associate compensation and staffing decisions?
Do you coordinate financial planning with my practice finances?
Can you help even if I am not planning to sell my practice soon?
Do you work with both solo and group practices?
Is this only for high-income dentists?
How do I get started?
Not ready for a call
A Full Year With J.E. Simmons and Company
What we handle for owners in each area, every year, across your business, your taxes, your portfolio, and your personal plan.
Open the PDFOne-page PDF. No email required.
Ready to get started?
Fifteen minutes tells us both whether this is a fit.
No preparation needed. We'll confirm fit and outline next steps.
Fee-only and fiduciary. We are paid by our clients, not by product sponsors. No commissions and no product sales. Client assets are held in custody at Charles Schwab.
Not a dental practice? We work with B2B service firm owners too.